I decided in my teens I wasn't going to have kids, and now that I'm in part of the life with a solid relation ship, I'm actually taking shots to turn off my reproductive system so I'm positive I can't have kids, or pms or periods any more. And no I don't regret my decision, my sister has kids, my two of my good friends and they are cute but I really have no desire to actually have one. The dogs and cat are all the kids I want, and I take to them much better then a human child.
One thing I noticed from standing on the outside, is once you have a child your relationship changes with your husband as well, as your not the only person in his life, and you also have to share him. And some men don't like sharing you with the baby. So you really need to talk to your husband and really see why or why not have a baby. Loneliness shouldn't play a part in it. As children leave, and sometimes no matter how good you were of a parent they don't come back. I seen this many times when I was in college and when I taught classes their, a lot of very kind people helped their kids out, and their kids didn't want anything to do with them besides the money. Now if this changed sometime down the road I don't know, I hope for the parents sake it did, but from seeing my own sister and the way she is, I would have to say they don't all come back.
But this decision has got to be entirely yours and your husbands. Do talk about it, do try to find friends with kids and spend time around them. Do ask people who are parents what they go threw on a given day. The things they had to give up or change, I'm sure you'll get a lot of feedback from this forum if you asked. As in general you will be giving up or changing a lot. Especally the first 17 years, as you have to either find someone to watch the kid if you ever want to go away on a weekend alone, or you got to take the kid with you. And second thing you said you wanted someone to stay home with the child, like your parents, are you ready to give up your job etc? Or is your husband ready to give up his? Or are the two of willing to work seperate shifts so someone is always home with the child but you never really get to see each other expect for weekends? My parents did that when I was growing up, I'm really glad that they did, as I have a super good relationship with both my father and mother. But I also know how hard it was on them. At least now that I have my own life, and can look back on things, like that and thank them for it.
But you also have really got to decide which life do you want more, the one you have now, or the one that would have a child in it, and you'll be droping everything for them.
I made my decision a long time ago, and I was very lucky to find a man, who had made that decision for himself as well. And we are very happy to be able to be with each other when ever we want, and it's always just the two of us.
I really hope you find your answer and good luck no matter what decision you make.
Kit