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Cathlete
Jess! I couldn't remember who gave me the idea of the envelope method! But I knew it was somebody here! I'm so glad you mentioned it!
After I responded up above, I sat down and I decided to make a slight change to the way I do things. I'm going to combine the envelope method with Shelley's idea. I'm still going to take the same amount out at the beginning of the month, but each WEEK, I will only put a fraction of that amount in my envelope (the rest will stay savely locked in my fire safe in my closet until the next week). What I was finding was happening....I would spend 2/3 of the $260 in the first 2 weeks of the month, then by the end, I'm scraping!
I LOVE THIS THREAD!
Gayle
After I responded up above, I sat down and I decided to make a slight change to the way I do things. I'm going to combine the envelope method with Shelley's idea. I'm still going to take the same amount out at the beginning of the month, but each WEEK, I will only put a fraction of that amount in my envelope (the rest will stay savely locked in my fire safe in my closet until the next week). What I was finding was happening....I would spend 2/3 of the $260 in the first 2 weeks of the month, then by the end, I'm scraping!
I LOVE THIS THREAD!
Gayle