>Although SNM's hard work is appreciated by everyone, the time
>value of money must be observed. SNM has already charged
>credit cards so cash has been in SNM's hands for around 6
>months. SNM has essentially an interest free loan on those
>pre-sale dollars. Considering the time value of money and the
>interest on the cash the extra dollars spent should be more
>than recovered.
>This comment is not a slam but just an observation.
I think the time value of money is still significantly less than our discount. I ordered on the first day of the presale and paid $135.99 including shipping. The full retail is now $205.96, including shipping. This means I saved about $70 dollars. Had I put my $136 in the bank back in May, I would have had to have earned a rate of 87% to have earned that same $70. So, Cathe's presale, even 7 months after I made my payment, has been a screaming investment. I don't know any investments paying 87%.
Sorry, but the banker in me couldn't help but respond.