Rhonda,
I got the At-Home Kit (ordered online) for $99.00. I think there's a 30-day guarantee. I couldn't attend the meetings because you have to be a certain weight (I wasn't heavy enough). I wasn't trying to lose much weight, I just wanted to eat more healthy. Plus, the other women gave me the "evil-eye" I guess because I'm younger and don't have a weight problem.
The kit has pretty much everything you'll need. I like the calculator a lot. There's a carrying kit, magazine, tons of pamphlets, exercise points and food points calculator, journal, etc. It comes in a really neat box too (not that that matters!)
Now the bad part is I haven't done it yet. But it's like any diet- you have to WANT to do it and try. The plan looks healthy and easy to follow. Anyone can do it. If you need support and the motivation of meetings, then try that. If you had someone to do it with, I think it'd be easier.
My mom joined the meetings program and never went because she was too busy and not interested.
It all depends on your lifestyle and personality.