I'm 36 and we're trying for our first. Went to Jamaica with a plan in mind and got pregnant on the first try (with a little help from fertility pee sticks). I just miscarried this week, but with all the encouragement from this group, I am very hopeful that I'll have a healthy pregnancy in the near future. From what I've read, miscarriages are more common than what I thought. If things aren't right then God takes care of it for you.
I didn't meet my DH until 1998 and we were married 09/22/2001. We wanted to be ready financially and emotionally and I guess it just took us longer. I wish we could've started trying earlier, but I think that would've affected our marriage if we had kids too soon. We wanted plenty of time to get to know each other, so our marriage can last a lifetime.
My twin sister met her DH in high school and had her first child at 23, so we're on the oposite ends of the spectrum. She's done having kids and I'm just starting! I wouldn't do anything over though. If my sweetie and I were ready when I was 32 that would've been great, but it's just how things worked out. We hope to have 2 kids and I think we'll be just fine starting now.
You need to have children when you and your husband are ready and don't let others pressure you. We had a lot of pressure, but they stop after a while. Then it will be a great surprise to them when you are pregnant!
Best of luck to you two!