Buying a vehicle

K

KimDW

Cathlete
Due to financial strains (and the outrageous gas $$$) we are trading in my husbands 03 chevy silverado. I hate shopping for vehicles. I always say to myself "I'm going to be in control when we get in there - not the salesman." but it never works that way. All the back and forth gets on my nerves. And they never want to give you what your vehicle is really worth for the trade. I always feel rushed - like we have to do it now or we won't get a good deal. Right now chevy is offering 0% for up to 60 months on their 06 vehicles. We've got only 3 years to pay on the 03 but we can't afford the payment or the gas to fill it up. I hate going over 4 years financing a vehicle. DH is wanting another truck . A chevy colorado (yes it is smaller but it is still a truck). I asked him why not consider a car? He says "why can't you just let me get what I want?". I'm not against the truck if it gets good gas milage and if he can find a truck for what we can afford . But, how do you deal with someone like that? I'm tempted to just say OK you pay for it out of your own income (the drop in income is part of the reason why we can't afford the current truck) and leave me out of it. I'm also tempted to just start seperate accounts and he pays for some bills and I pay for some. Why is it that the one spouse that manages the money and is responsible for the bills is always the bad one? Sorry to rant. We haven't even been to a dealer yet so I'm sure it's going to be a real adventure.

K
 
I'm sensing there are deeper issues than what car to buy? Maybe you need to focus on that a bit before you go to a dealer.



"You have to stay in shape. My grandmother, she started walking five miles a day when she was 60. She's 97 today and we don't know where the hell she is." -- Ellen DeGeneres


Debbie
 
I am a truck woman. This is my 2nd sport trac.Last car i bought i traded in 3 months . I hated it.....
1st trick when you go don't act too anxious. Walk out , don't buy that day. Tell them you are goin to price around.
Get on line and investigate.
They need to sell trucks now. They are dealing.
Mine was 37,000. I paid 31. I gave them the I want blue. I want grey int. I told them to find me one . They couldn't and gave me a better deal to take the burgundy one.I spent a week negotiating.
I really wanted blue , but for what thay gave me for my old sport trac and knocked off the new one i couldn't pass it up.
Anne


http://www.picturetrail.com/acatalina
 
I'm thinking that the issue here isn't really the vehicle. As Deb said, there are much deeper things happening. I'm gonna go ahead and say this, even though it's probably not what you want to hear, but you post a LOT about how unhappy your are with your husband and life in general. I think that the truck issue is not the one that needs to be dealt with primarily here.

If you don't like the way your husband handles your finances, then perhaps you should take over. Have you considered counseling?
 
Kim, don't panic. You definitely have to take your time with this & work out the financial issues w/your hubby. You won't be missing out on any deals--actually next year's models come out in Nov/Dec, so the real deals for '06 cars will be in Sept/Oct (sorry, maybe TMI, my dad's been a car salesman for 40+ years).

And I agree that you should do the research online. Car salesmen (salespeople?) can't even give the high pressure sell anymore b/c everyone & their mother can find the wholesale value on the internet.
 
Please take the time to really deal with the issue. Don't rush into anything. Trust me, I understand. DH can make us mad sometimes, but we love them anyway.

Go for the internet quotes. You won't even have to walk into any dealership. Trust me, they will compete for your money and try to give you the best deal. A year ago when we purchased, I never even walked into a dealership and I truly got the very best deal for our new vehicle. I chose the best deal and and DH and I just went to do the paperwork and pick up our new van.
 
Thanks for the advice guys. We do have issues and we are working on them. DH likes that I handle the bills and money and says that he understands my frustration sometimes with everything but knows that I am doing my best and thinks I do a good job managing our money. We have been checking online with Kelley blue book at the invoice vs msrp prices on the colorados and what kind of financing chevy is offering right now so (even got on a couple dealer websites looking at inventory). We always seem to buy in august or september when they are trying to get rid of the prior year vehicles in order to get a "deal".

Kim
 
Just a suggestion...i have a 07 tahoe and it changes from 8 cylinders to 4 cylinders if i am driving on the highway, for local driving it stays on 8 cylinders but i must say it is better on gas than my previous truck(02 tahoe).
 
Sticking my nose in to say DH and I have separate and shared finances. Vehicles are financed separately. He bought the car he wanted and now pays for everything RE that vehicle for himself - monthly payments, insurance, repairs, maintenance, etc. Same as me.

Would something like that work for you and your DH?
 
I understand you completely. I purchased my Volvo wagon on eBay....it has quirks in it and Dave wants to trade it. I reallllly want a convertible. But yet he wants a V70 (I am wanting one with a third seat) and the only one I can find within my price range are not to be found in SC. I did find a V40. He doesn't like that, since it is his money, Dave has a "choice" in this. Ahhh, MEN! Annette
 
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