I don't know about those fat deposits and cholesterol levels (which, by the way, you can have the results back in a matter of a couple of hours), but as we age, the skin around our eyes becomes less elastic and the fat just kind of falls in there! Don't know how old you are, but that could be causing it, too. By the way, what language do you speak? I speak Spanish and English, perhaps I can help you find the word you want!