Hi Lidochick!!
As always, Pinky beats me to it and says it perfectly. How does she do it?
Weight training is the key. Once you reach this age, from late 30's onwards, all the cardio in the world is not going to shift the fat that comes with lowered hormone levels. The secret really is to weight train regularly to build lean muscle that will burn up those calories for you. And the good thing is that this will also protect you from osteoporosis as you head into menopause.
After you have spent some months building up a strength base, I suggest trying Cathe's Slow and Heavy series. I am an ectomorph and it is hard for me to build muscle, but on this series for 4 weeks in June this year, I came away so much stronger and pumped, and leaner than ever, combined with throwing Cathe's Circuit Max into the weekly mix. My husband joked that when we next move house, I would be lifting the washing machine up on my own from the basement!.
So I recommend the Pyramids for several months to grow with, then interchange with Slow & Heavy, I think they are awesome together, and again, they helped me break through a plateau.
There was a whole article on this (keeping the fat off as women age) in last month's Living Fit magazine, the second issue since its relaunch, and it is still on the newsstands. Give it a whirl, even if you just read it while in line for the supermarket check out!!! If you can't find it, I can mail you my copy if you send me your address!
Clare