Dear Cheryl,
Yes, you are right that you shouldn't work your shoulders the day after you do your chest, and you tend to work your front delts when you are doing chest presses on an incline bench. I usually do it this way:
Monday Back GS
Tuesday Chest in my gym
Wednesday Biceps GS
Thursday Triceps GS
Friday Shoulders GS
Saturday Legs GS
I have recently substituted Nautilus leg machines in my gym since doing so many lunges was bothering my right knee. I do them twice a week.
I try to do an hour of cardio a day, but please remember that this hour includes a warm up and a cool down so that I am not in my training zone all the time. Most Cathe kickboxing and step workouts are about an hour long, and the step and kickboxing classes in my gym are an hour. I am blessed with the manager of my gym who is one of the best aerobics instructors I have ever encountered. I take three of his classes a week, two kickboxing and one very difficult double bench step class. I had been running once a week, but I stopped because of my right knee. My knee has improved a great deal now, and I am slowly adding impact back into my workouts.
On Sunday, instead of taking a rest day, I have been doing a Firm workout, and they are so easy compared to Cathe so I don't feel as if I am pushing myself too far. I would weigh a lot less if I didn't like to eat so much.