delicatesteph
Cathlete
Gayle, I read that post too. I have been following Dave Ramsey's plan for about 2 years and only have 2 more loans I need to pay off! We do not use CC's anymore. Cash all the way baby! When I first started the plan, I added up my monthly INTEREST only and was shocked and almost threw-up! I was paying over $2000.00 in interest ALONE! If I was late, my interest rate would rise...one was up to 35.99%! We have a small business and when business slowed down, especially after 9/11, we had to take out small loans here and there just to get by. I would apply for CC's and be accepted easily so I would use those to buy groceries and pay the light bill, etc. I hate to admit, but I had 9 at one point. It really catches up with you, quickly! I am so proud of you for shredding!
Enjoy that sound!
Enjoy that sound!



