OK, I went to J. Crew, Coldwater Creek, J.Jill, Banana Republic, and Ann Taylor.
J.Crew didn't have the dress I saw online. In fact, they had very little in terms of dresses at all; most of them were from the fall collection.
BP had a lot of cute things, but again, not much in the way of dresses. I wound up buying this from Ann Taylor:
http://s7ondemand4.scene7.com/is/image/AnnTaylor/W5165?$outfitcross118x222$
I figured if I don't wear it to the ceremony, I can always wear it on another night of the cruise. It might be too low-cut to wear to work. I'm keeping the receipt.
I still plan to pop into Dress Barn, TJ Maxx, and Marshall's when I get out that way.
Thanks again for the advice & suggestions.
~Cathy
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"Out on the roads there is fitness and self-discovery and the persons we were destined to be." -George Sheehan