Marcy:
Hello! I will speak from personal experience here...I don't recommend it at all.
x(
First, yes, they are for sure all about high pressure to get your money and get you to sign the contract. They really lead you to believe that you will save more than the membership cost in a few purchases. We both fell for it...more me falling for it than my husband. But, I convinced him that it was a great deal. I have felt badly ever since.
If you do sign the contract, you do have a SMALL window to back out (I think it is like 48 hrs?).
Secondly, the "deals" just are not there, as they promise. Let me tell you that I do my homework on any sort of major purchase we make. I tried to use the service just to ease my conscience, but it was useless. You have to order the item through the store that you bought your membership through. You have to travel to the store to look through all the books, price lists, samples, etc. You can view alot of the items online, but you will not get the same effect as looking at a book or a sample directly.
Then the 2 kickers are that they charge you delivery to the store & YOU have to pick it up there...it is not delivered to your house. AND they charge you a HANDLING FEE! Believe me, by the time you add up all the costs, etc. you are NOT saving any big pile of $$! I think you will be better off to put the $3900 in the bank and let it earn a little interest and just research all your purchases thoroughly (which I am sure you do already ;-) ). Oh, and my experiences, after they took my membership money, was that the customer service was absolutely terrible.
I have only made 1 purchase through them. My membership just expired, and I did not renew it for the little renewal fee either. What a complete waste. I wish I had known! But, it has just been a life lesson for me. :+
Best wishes!
Denise