hiitdogs
Cathlete
Allright, things started out real well this year, my job was going great, I worked out consistently, watched my diet, actually lost 28 lbs, yippeeeehhh!!! Things were going so well, we finally decided this year is the year to move to a bigger house (and yard 
), so I can finally take my school bus sign of my car and the kids can walk to school or take the school bus. So everything is great!
Then the crap started hitting the fan, the relationship with our neighbors that was already a little strained, totally went to pots, oh well, we thought, lets just move faster and forget about the neighbors.
Then the IRS claimed they haven't received any tax returns from my DH since 1999, ahem, excuse me, we have always filed married jointly since 1997 and I have the copies of our previous tax returns. They don't give a rats behind and in the meantime take a huge sum out of our accounts for "estimated taxes". So I had to hire a tax attorney/CPA to get this mess straightened out. Still don't have our money back, but I guess we are getting there. So, I am thinking, oh well, temporary setback, right?
Then several of my sales blew up in my face and after months of work, putting money and time in, I get zippo!! Well, eventually I will get paid, but who knows when and how much more money do I have to sink into those sales?? I got so worked up that I told my DH, I would quit my job after 10 years and become a dog trainer. Ahem, that didn't sit well with him, to say the least - he is probably right, but it was a nice thought - less stress! I have always LOVED my job but it's been a rough few weeks.
Now the home prices in our neighborhood are going in the tank, just this week our floor plan came on the market with a pool (we don't have a pool), $ 40k lower than our appraised value (we put in about $ 80k in the last two years in upgrades), pricing our house is getting really challenging.
Last week, we found the house that all four of us fell in love with, it is PERFECT, everything we want (mind you, DH and I have been looking for a new home on and off for 4 years, we have NEVER agreed on any house, it was kind of like, oh well, I guess, I can live with it, but never - this is it) however, the Seller won't take a contingency on selling our house first (can't blame them - I wouldn't either).
Technically we could buy it without selling our house first, however, we need at least another few weeks to get our house ready to put on the market, and the way the market is going right now, who knows when ours will sell. Additionally the new house is on the high end of our comfort zone (can we qualify for more without selling, yeah, but ....) and with the recent financial challenges, arrrgghhhh!!!
The thought of paying two mortgages, boy, I sure would like to have some food with my meals and not be house poor. To be qualified by a lender is one thing, but to actually make those payments and still have a life, is a completely different story.
So, for the past few weeks, I only worked out sporadically, ate all junk, my weight probably went up 25 lbs in the last couple of weeks (don't know for sure though, I am hiding the scale ) All I have been doing was going on the Cathe forum, search around the Internet for stupid things and play Spider Solitaire and Internet Backgammon all day.
So this morning I get all psyched for a seminar, I am going back in the game, I need a pick-me-up, right?! I drive ALL the way to downtown (45 min drive one-way), just to find out it wasn't today the 9th, it was on the 6th.
You should have seen those people at the convention center, they looked at me like I am a complete lunatic (which I probably am), telling me that I was 3 days late (I swear, this has NEVER, EVER happened to me before).
They had the Dental Professionals Convention today - should have stayed there, because on my way home, stopping at the store and buying me some licorice and happily chewing on it, one of my inlays came off.
Sorry this has been so long-winded! Just needed to vent!
Have a terrific day everyone!
Carola
), so I can finally take my school bus sign of my car and the kids can walk to school or take the school bus. So everything is great!Then the crap started hitting the fan, the relationship with our neighbors that was already a little strained, totally went to pots, oh well, we thought, lets just move faster and forget about the neighbors.
Then the IRS claimed they haven't received any tax returns from my DH since 1999, ahem, excuse me, we have always filed married jointly since 1997 and I have the copies of our previous tax returns. They don't give a rats behind and in the meantime take a huge sum out of our accounts for "estimated taxes". So I had to hire a tax attorney/CPA to get this mess straightened out. Still don't have our money back, but I guess we are getting there. So, I am thinking, oh well, temporary setback, right?
Then several of my sales blew up in my face and after months of work, putting money and time in, I get zippo!! Well, eventually I will get paid, but who knows when and how much more money do I have to sink into those sales?? I got so worked up that I told my DH, I would quit my job after 10 years and become a dog trainer. Ahem, that didn't sit well with him, to say the least - he is probably right, but it was a nice thought - less stress! I have always LOVED my job but it's been a rough few weeks.
Now the home prices in our neighborhood are going in the tank, just this week our floor plan came on the market with a pool (we don't have a pool), $ 40k lower than our appraised value (we put in about $ 80k in the last two years in upgrades), pricing our house is getting really challenging.
Last week, we found the house that all four of us fell in love with, it is PERFECT, everything we want (mind you, DH and I have been looking for a new home on and off for 4 years, we have NEVER agreed on any house, it was kind of like, oh well, I guess, I can live with it, but never - this is it) however, the Seller won't take a contingency on selling our house first (can't blame them - I wouldn't either).
Technically we could buy it without selling our house first, however, we need at least another few weeks to get our house ready to put on the market, and the way the market is going right now, who knows when ours will sell. Additionally the new house is on the high end of our comfort zone (can we qualify for more without selling, yeah, but ....) and with the recent financial challenges, arrrgghhhh!!!
The thought of paying two mortgages, boy, I sure would like to have some food with my meals
and not be house poor. To be qualified by a lender is one thing, but to actually make those payments and still have a life, is a completely different story.So, for the past few weeks, I only worked out sporadically, ate all junk, my weight probably went up 25 lbs in the last couple of weeks (don't know for sure though, I am hiding the scale
) All I have been doing was going on the Cathe forum, search around the Internet for stupid things and play Spider Solitaire and Internet Backgammon all day.So this morning I get all psyched for a seminar, I am going back in the game, I need a pick-me-up, right?! I drive ALL the way to downtown (45 min drive one-way), just to find out it wasn't today the 9th, it was on the 6th.
You should have seen those people at the convention center, they looked at me like I am a complete lunatic (which I probably am), telling me that I was 3 days late (I swear, this has NEVER, EVER happened to me before).
They had the Dental Professionals Convention today - should have stayed there, because on my way home, stopping at the store and buying me some licorice and happily chewing on it, one of my inlays came off.
Sorry this has been so long-winded! Just needed to vent!
Have a terrific day everyone!
Carola